First State Bank Central Texas Payday Loans Review - Round Rock, Texas

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3.7 3 reviews

505 E Palm Valley Blvd, Round Rock, TX 78664, USA
+1 (512) 238-8800
www.fsbcentex.com
Friday
9AM–3PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM

Domain Info

Created Date

2000-02-25

Mailing Address

2910 W JACKSON ST

TUPELO

MS

38801-6799

United States

Company Name

BancorpSouth

BancorpSouth

Contact Data

domainregistrar@bxs.com

+1.6626787177

+1.6626204029

Testimonials

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Note

Pay Attention

Payday lenders are described in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Round Rock, Texas

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Round Rock, Texas is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First State Bank Central Texas help issue a loan in Round Rock, Texas?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Payday lenders in Round Rock, tx review this circumstance not a hindrence to take out a loan. The customer of a cash advance should be prepared to objectively estimate financial abilities, take out a loan, repay the debt on time and not only solve current problems, but enhance the credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see

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