EFS Finance Payday Loans Review - Rosenberg, Texas

Your personal information is safe with us
4.7 61 reviews
Loan agency in Rosenberg, Texas

3302 Avenue H #112, Rosenberg, TX 77471, USA
+1 (832) 595-8989
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Testimonials

Feedback about EFS Finance?

Here you see the feedback of our customers.
Note

Pay Attention

Above there are details about a exact lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Rosenberg, Texas

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is easy and fast to issue payday loans in Rosenberg, Texas. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will EFS Finance help take out a loan in Rosenberg, Texas?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Rosenberg, tx will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

Let's see

Other Payday Lenders in Rosenberg, Texas

First Community Bank

120 S Agnes St, Premont, TX 78375, USA

+1 (361) 730-2646

www.fcbot.com

ACE Cash Express

620 Ambler Ave, Abilene, TX 79601, USA

+1 (325) 670-9777

www.acecashexpress.com

MoneyGram

3285 S 14th St, Abilene, TX 79605, USA

+1 (325) 793-7189

locations.moneygram.com

First Cash Advance

5042 Avenue H #408, Rosenberg, TX 77471, USA

+1 (281) 232-4650

Eagle Loan Company

4419 W Commerce St, San Antonio, TX 78237, USA

+1 (210) 432-4419

www.eagleloansa.com

Texas Car Title & Payday Loan Services, Inc.

2927 Broadway Avenue J, Galveston, TX 77550, USA

+1 (409) 770-0734

ACE Cash Express

13509 Northwest Fwy, Houston, TX 77040, USA

+1 (713) 690-2274

www.acecashexpress.com

Woodforest National Bank

603 TX-243, Canton, TX 75103, USA

+1 (903) 567-7937

woodforest.com

Gold Star Finance

403 S Madison Ave # D101, Mt Pleasant, TX 75455, USA

+1 (903) 572-9699

goldstarfinancetexas.com