DuGood Federal Credit Union Payday Loans Review - Port Neches, Texas

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4.1 7 reviews

2501 Nall St, Port Neches, TX 77651, USA
+1 (409) 899-3430
www.dugood.org
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5:30PM
Testimonials

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Pay Attention

Above there are details about a certain lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Port Neches, Texas

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Hassle-free financial products are known as payday loans in Port Neches, tx. They are taken out at individually-set interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will DuGood Federal Credit Union help issue a payday loan in Port Neches, Texas?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Port Neches, tx will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as APR.

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