First Citizens Bank Payday Loans Review - Plano, Texas

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3 4 reviews

Organization owner?

2400 Dallas Pkwy Suite 160, Plano, TX 75093, USA

+1 (214) 360-1100

locations.firstcitizens.com

Saturday

Closed

Sunday

Closed

Monday

9–11:45AM, 1:15–5PM

Tuesday

9–11:45AM, 1:15–5PM

Wednesday

9–11:45AM, 1:15–5PM

Thursday

9–11:45AM, 1:15–5PM

Friday

9–11:45AM, 1:15–5PM

Domain Info

What people think about First Citizens Bank?

Below you find some of the testimonials of our clients.

Note

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Plano, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

It is effortless and fast to get approved for payday loans in Plano, Iowa. The interest rate will be set specifically for each person and will depend on the personal details the applicant filled in.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of First Citizens Bank that offers payday loans in Plano, Iowa

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to complete the form. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to clients with a poor credit history. Payday loan approvals depend very much on other circumstances. Payday companies will check your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a cash advance, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the APR. It’s easy to find out the definite cost of the cash advance loan even before applying.

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