Happy State Bank Payday Loans Review - Plainview, Texas

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4.3 6 reviews

3110 Olton Rd, Plainview, TX 79072, USA
+1 (806) 296-2265
locations.happybank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Testimonials

What people think about Happy State Bank?

Below you see some of the testimonials of our clients.
Note

Important

Above there is information about a definite loan provider. Below you can see common characteristics of payday loans.

Payday Loans in Plainview, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may be an easy and speedy solution to a short-term problem in Plainview, New York. Loans from payday lenders can get you cash quickly. Your APR will depend on several factors.

APR

25% small loan cap

Advantages of Happy State Bank that offers payday loans in Plainview, New York

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are companies who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a regular income to apply for a bad credit payday loan.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see

Other Payday Lenders in Plainview, Texas

First Cash Pawn

1420 S SE Loop 323, Tyler, TX 75701, USA

+1 (903) 593-9113

www.firstcash.com

ACE Cash Express

1060 N Main St #124, Euless, TX 76039, USA

+1 (817) 571-1186

www.acecashexpress.com

Happy State Bank ATM

128 E, I-20, Abilene, TX 79601, USA

+1 (800) 447-2265

happybank.com

Stepstone Credit

4360 S Congress Ave Suite #108, Austin, TX 78745, USA

+1 (512) 243-5087

www.stepstonecredit.com

Allied Cash Advance

6340 N Eldridge Pkwy, Houston, TX 77041, USA

+1 (713) 856-9752

www.alliedcash.com

Texas Car Title & Payday Loan Services, Inc.

1801 S Richey St, Pasadena, TX 77502, USA

+1 (713) 534-0403

texascartitleandpaydayloanservicesinc.com

First National Bank

202 N Polk St, Jefferson, TX 75657, USA

+1 (903) 665-2535

fnbhs.com

Check `n Go

910 Morgan Blvd, Harlingen, TX 78550, USA

+1 (956) 365-3207

locations.checkngo.com

Texas First Bank

11757 Katy Fwy Suite #100, Houston, TX 77079, USA

+1 (281) 556-6443

www.texasfirst.bank