Happy State Bank ATM Payday Loans Review - Panhandle, Texas

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5 reviews
Organization owner?
201 Euclid Ave, Panhandle, TX 79068, USA
+1 (800) 447-2265
www.happybank.com
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about Happy State Bank ATM?

Here you read the reviews of our customers.

Happy State Bank ATM is quite good, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on time. The managers in those support are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Ms. Nannie Bogan II

Thanks to Happy State Bank ATM for helping out when money is urgently required. I have been applying to this company for over one year and everything is always honest, without hidden charges.

Amy Feil

I suffered one situation. I emergenctly needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Happy State Bank ATM in Panhandle seemed to me the most efficient.

Deonte Abbott Jr.

I want to express my deep gratitude to Happy State Bank ATM for believing my case. I had some issues with a credit score, but this service helped me and issued a loan.

Lavern Stanton

Note

Pay Attention

Payday lenders are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Panhandle, Texas

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Panhandle, Texas are issued hassle-free. The interest rate depends on the client's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help take out a loan in Panhandle, Texas?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is called as bad credit history. But this drawback is not implied as the only one by payday lenders to issue a cash advance. The lender process many aspects such as financial abilities to approve the request. Payday loans in Panhandle, Texas may help enhance your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

Let's see

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