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What people think about Spirit of Texas Bank?
I applied for the first loan in my life, was approved immediately despite the fact that I had low credit score. I repaid it early. Love this company for their affordable rates. Other lenders in my area charge sky high interest!
Cheyenne Parisian Jr.
I applied for the first cash advance in my life, was approved the next day despite the fact that I had debts already. I repaid it before the due date. Love this company for their reasonable rates. Other lenders in my town charge sky high interest!
Ms. Christine Bergstrom
Many thanks to Spirit of Texas Bank. I recently had some problems with repaying my mortgage and they approved me for a cash advance. Best company! Managed to cover my problems and signed with relief.
D'angelo Orn
I want to say Many Thanks to the employees of Spirit of Texas Bank. They offer fast solution to any sudden money problems. Love them for their quick approval. Applied for a loan and got accepted although my credit was not perfect. I will certainly use this service if I need money again.
Mrs. Jeanie Marvin
Last week I urgently needed $600 to pay for a wedding. I filled out an application form via the website of Spirit of Texas Bank. I entered the basic personal information. No phone calls. The requested loan was approved within 20 minutes. The money was deposited to my bank account the same day. Cool company!
Mia Keebler
Important
Now you can read general aspects of payday loans.
Payday Loans in Palo Pinto, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
Payday loans are the easiest loans to access in Palo Pinto, Texas. The entire process is straightforward. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.
can exceed 400%
Not Specified (on average $800)
7 days
180 days
Advantages of Spirit of Texas Bank that offers payday loans in Palo Pinto, Texas
- Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to recieve a loan offer from one of the lending companies.
Why people apply for cash advances?
Payday loans for bad credit
If you have a bad credit history you may still get accepted for a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are lenders who may be willing to offer you a payday loan even if you have a bad credit rating. You will need a regular income to get approved for a bad credit payday loan.
To get accepted for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your payday loan.
Other Payday Lenders in Palo Pinto, Texas
Capital Farm Credit
707 East, TX-114, Levelland, TX 79336, USA
+1 (806) 894-6155
www.capitalfarmcredit.com
Guaranty Bank & Trust ATM
3101 Wind River Ln, Denton, TX 76210, USA
+1 (888) 572-9881
locations.gnty.com
Woodforest National Bank
1405 E Tyler St, Athens, TX 75751, USA
+1 (903) 677-8721
www.woodforest.com