Happy State Bank ATM Payday Loans Review - Olton, Texas

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612 S Main, Olton, TX 79064, USA
+1 (800) 447-2265
www.happybank.com
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
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Above-shown info provides the details about a certain lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Olton, Texas

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Olton, Texas is taken out simply and fast. The interest percentage is specified respecting the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help issue a payday loan in Olton, Texas?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Olton, tx will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

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Other Payday Lenders in Olton, Texas

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+1 (214) 490-4596

World Finance

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+1 (956) 262-7470

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Woodforest National Bank

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+1 (346) 301-0611

www.woodforest.com

First Cash Pawn

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+1 (361) 645-7226

Texan Credit Corporation

10755 N Loop Dr Suite H, Socorro, TX 79927, USA

+1 (915) 859-3455

texancredit.com

Bandera Bank

207 Main St, Bandera, TX 78003, USA

+1 (830) 796-3711

www.banderabank.com

PLS Check Cashing Store

6118 Scott St, Houston, TX 77021, USA

+1 (832) 856-8464

pls247.com

BBVA Bank

3003 Williams Dr, Georgetown, TX 78628, USA

+1 (512) 930-4555

www.bbvausa.com

Woodforest National Bank

5001 McKinney Ranch Pkwy, McKinney, TX 75070, USA

+1 (972) 529-6108

www.woodforest.com