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What people think about Excel Finance Co?
Wasted too much efforts with this organization. They charge sky high rates! So upset
Dr. Declan Cartwright PhD
This company is a rip off. I will never apply again. $20 goes towards loan and you keep $81 for interest.
Arlo Gerlach
Stay away!! They approve me for a loan but it’s been 5 days and still no money in my account! Tired of waiting…. Not sure I will ever get my money.
Jonathon Volkman
Important
The above-given information provides the details about a specific lender. The information below is about common information about payday loans.
Payday Loans in Odessa, New York
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
It is simple and speedy to get approved for payday loans in Odessa, New York. The APR will be set specifically for each consumer and will depend on the personal details the client filled in.
25% small loan cap
Advantages of Excel Finance Co that offers payday loans in Odessa, New York
- 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
- High approval rates. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit score. Payday loan approvals depend very much on other circumstances. Payday companies will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.
To get approved for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Odessa, Texas
BancorpSouth Bank
3000 New Boston Rd, Texarkana, TX 75501, USA
+1 (903) 838-6500
www.bancorpsouth.com
TitleMax Title Loans
Bay 4 & 5, 5665 S Buckner Blvd Ste. A, Dallas, TX 75228, USA
+1 (972) 656-2547
www.titlemax.com
Postel Family Credit Union
1300 Broad St, Wichita Falls, TX 76301, USA
+1 (940) 761-8600
www.postelcu.com
TitleMax Title Loans
12540 Bandera Rd Suite 101, Helotes, TX 78023, USA
+1 (210) 695-9094
www.titlemax.com
Toledo Finance Corporation
604 E Houston Ave, Crockett, TX 75835, USA
+1 (936) 545-0155
www.toledocorp.com
Chapman's Check Cashing
810 La Salle Ave, Waco, TX 76706, USA
Texan Credit Corporation
1449 W Duranta Ave Ste 2C, Alamo, TX 78516, USA
+1 (956) 787-9600
texancredit.com