Oakwood State Bank Payday Loans Review - Oakwood, Texas

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5 4 reviews

300 Main St, Oakwood, TX 75855, USA
+1 (903) 545-2163
www.oakwoodbank.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM

Domain Info

Created Date

2006-08-16

Mailing Address

REDACTED FOR PRIVACY

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TX

REDACTED FOR PRIVACY

United States

Company Name

REDACTED FOR PRIVACY

Oakwood Bank

Contact Data

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Testimonials

Feedback about Oakwood State Bank?

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Pay Attention

Above-defined info provides the details about a definite lending company. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Oakwood, Virginia

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Such financial products as payday loan in Oakwood, Virginia is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a customer will recieve.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Oakwood State Bank help take out a payday loan in Oakwood, Virginia?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by payday lenders to issue a loan. The lending company process many aspects such as financial solvency to approve the form. Payday loans in Oakwood, Virginia may help level up your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

Let's see

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