Spirit of Texas Bank Payday Loans Review - Millsap, Texas

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5 2 reviews

107 Fannin St, Millsap, TX 76066, USA
+1 (940) 682-4129
www.sotb.com
Sunday
Closed
Monday
8:30AM–3PM
Tuesday
8:30AM–3PM
Wednesday
8:30AM–3PM
Thursday
8:30AM–3PM
Friday
8:30AM–6PM
Saturday
Closed

Domain Info

Created Date

1996-05-08

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

sotb.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about Spirit of Texas Bank?

Here you grapple with the reviews of our customers.
Note

Pay Attention

Lending companies are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Millsap, Texas

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Millsap, Texas is taken out easily and quickly. The interest percentage is specified depending on the category of the client: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Spirit of Texas Bank help take out a payday loan in Millsap, Texas?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Millsap, tx will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

Let's see

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