Western Finance Payday Loans Review - Mercedes, Texas

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4.9 60 reviews
Loan agency in Mercedes, Texas

928 W 2nd St, Mercedes, TX 78570, USA
+1 (956) 514-0292
westernshamrock.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2006-08-30

Mailing Address

Texas

United States

Testimonials

What people think about Western Finance?

Below you see some of the opinions of our clients.
Note

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Mercedes, Texas

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Mercedes, Texas is are easy to access. The interest rate is specific for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Western Finance that offers payday loans in Mercedes, Texas

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit score. Payday loan approvals depend very much on specific aspects. They will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

Other Payday Lenders in Mercedes, Texas

Sun Loan Company

19585 IH-35 S, Ste C, Lytle, TX 78052, USA

+1 (830) 266-5033

www.sunloan.com

Western Finance

301 S Commerce St, Lockhart, TX 78644, USA

+1 (512) 398-9082

westernshamrock.com

FirstBank & Trust

1810 Hall Ave, Littlefield, TX 79339, USA

+1 (806) 385-4441

www.firstbanktexas.com

Sun Loan Company

1507 S Jefferson Ave, Mt Pleasant, TX 75455, USA

+1 (903) 717-3925

www.sunloan.com

ACE Cash Express

517 W Commerce St Ste B, Brownwood, TX 76801, USA

+1 (325) 646-7997

www.acecashexpress.com

FirstBank & Trust

101 W American Blvd, Muleshoe, TX 79347, USA

+1 (806) 272-4561

www.firstbanktexas.com

Woodforest National Bank

26824, Farm to Market 1093, Richmond, TX 77406, USA

+1 (281) 886-3183

www.woodforest.com

City Finance

201 Martin Luther King Dr, San Marcos, TX 78666, USA

+1 (512) 392-2030

BBVA Bank

4702 S 14th St, Abilene, TX 79605, USA

+1 (325) 695-0527

www.bbvausa.com