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What people think about First State Bank?
I needed $1000 to buy a bike. The only way out was to apply for a payday loan. Found a lot of financial institutions online. First State Bank seemed the most reliable company in Menard.
Walter Ritchie
It needed to fix my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via First State Bank. Took out 4 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very satisfied.
Nelle Thompson
Yesterday I needed $1000 to cover utility bills. I decided to contact First State Bank. They only approved me for $600 but the process itself was effortless, and their rates were favorable.
Lane Williamson
I recommend First State Bank to everyone who need extra funds. I’ve been using them for 4th time. Always amazing service!
Katelin Doyle
Important
Now you can review general aspects of payday loans.
Payday Loans in Menard, Illinois
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans in Menard, Illinois is are simple to access. The interest rate is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of First State Bank that offers payday loans in Menard, Illinois
- 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
- High approval chances. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people apply for cash advances?
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to clients with a bad credit score. Payday loan approvals depend very much on other factors. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the precise APR of your payday loan.
Other Payday Lenders in Menard, Texas
World Finance
1912 W Pecan St Ste. 207, Pflugerville, TX 78660, USA
+1 (512) 670-3101
www.loansbyworld.com
Regional Finance
715 S 14th St, Kingsville, TX 78363, USA
+1 (361) 592-6800
branches.regionalfinance.com
MoneyGram
9324 Clifford St #108, Fort Worth, TX 76108, USA
+1 (817) 367-0952
locations.moneygram.com
Texas Car Title & Payday Loan Services, Inc.
7506 N Navarro St, Victoria, TX 77904, USA
+1 (361) 575-7100
Sun Loan Company
8802 Potranco Rd #110, San Antonio, TX 78251, USA
+1 (210) 645-1631
www.sunloan.com