First Bank & Trust of Memphis Payday Loans Review - Memphis, Texas

Your personal information is safe with us
4.7 3 reviews

501 W Main St, Memphis, TX 79245, USA
+1 (806) 259-3556
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM
Testimonials

What people think about First Bank & Trust of Memphis?

Below you find some of the opinions of our customers.
Note

Pay Attention

The previous three items describe a specific lender. But below you can find general data about payday loans.

Payday Loans in Memphis, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online payday loans can be the right solution to your short-term financial problems in Memphis , New York because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

25% small loan cap

Advantages of First Bank & Trust of Memphis that offers payday loans in Memphis, New York

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit rating an increased opportunity to get approved for payday loans. A payday loan may be the only option available for some clients to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments on time.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to learn the exact cost of the loan even before applying.

Let's see

Other Payday Lenders in Memphis, Texas

TitleMax Title Loans

610 E Jefferson Blvd Suite 130 & 140, Dallas, TX 75203, USA

+1 (972) 728-0494

www.titlemax.com

World Finance

820 Sidney Baker St Ste G, Kerrville, TX 78028, USA

+1 (830) 896-8050

www.loansbyworld.com

Hebrew Free Loan Association

12500 NW Military Hwy, San Antonio, TX 78231, USA

+1 (210) 736-4352

www.hfla-sa.org

NCM Business Loans

6215 Colleyville Blvd #300, Colleyville, TX 76034, USA

+1 (469) 774-4528

ncmbusinessloans.com

West Texas National Bank

300 N Marienfeld St #100, Midland, TX 79701, USA

+1 (432) 685-6500

www.wtnb.com

TitleMax Title Loans

7902 Long Point Rd Suite B, Houston, TX 77055, USA

+1 (832) 390-3523

www.titlemax.com

Caliber Home Loans: Brian Dusek

111 W San Antonio St #200-2, New Braunfels, TX 78130, USA

+1 (830) 832-0917

caliberhomeloans.com

1 Hour Car Title Loans Corpus Christi

14317 Northwest Blvd, Corpus Christi, TX 78410, USA

+1 (361) 356-4809

1hourcartitleloans.com

Community National Bank & Trust of Texas

400 North Garitty St, Frost, TX 76641, USA

+1 (903) 682-2235

www.mybanktx.com