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What people think about Lubbock National Bank?
Great service and very helpful staff.
Oral Ullrich
For the regular population, this translates into a no service system.
Nicholaus Swift
Always customer service oriented and helpful with whatever we need.
Sincere Hackett
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Below you can see general information about payday loans and their common characteristics.
Payday Loans in Lubbock, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans in Lubbock, Texas is are easy to get. The APR is specific for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
can exceed 400%
Not Specified (on average $800)
7 days
180 days
Advantages of Lubbock National Bank that offers payday loans in Lubbock, Texas
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people take out cash advances?
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit score an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments in a timely manner.
To get approved for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Find out the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a few seconds to become informative even before applying.
Other Payday Lenders in Lubbock, Texas
Texas Car Title & Payday Loan Services, Inc.
1924 N Brazosport Blvd, Freeport, TX 77541, USA
+1 (979) 230-9270
Citizens National Bank of Texas
500 E Ennis Ave, Ennis, TX 75119, USA
+1 (972) 938-4300
www.cnboftexas.com
Security Finance
1122 W Main St, Lewisville, TX 75067, USA
+1 (972) 221-1085
www.securityfinance.com
Windthorst Fed Credit Union
14205 FM174, Windthorst, TX 76389, USA
+1 (940) 423-6773
windthorstfcu.org
Check `n Go
8210 Pat Booker Rd Ste B, San Antonio, TX 78233, USA
+1 (210) 946-2270
locations.checkngo.com