First United Bank TellerChat Payday Loans Review - Lubbock, Texas

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6909 Marsha Sharp Fwy, Lubbock, TX 79407, USA
firstunited.net
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
8AM–12PM

Domain Info

Created Date

1997-07-17

Mailing Address

5802 4TH ST

LUBBOCK

TX

79416-4100

United States

Company Name

First United Bank

First United Bank

Contact Data

itnetworkalerts@firstunited.net

+1.8067976500

+1.9999999999

Testimonials

Feedback about First United Bank TellerChat?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Lending companies are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Lubbock, Texas

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Lubbock, Texas are issued hassle-free. The interest rate is dependent on the borrower's person-related data: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First United Bank TellerChat help take out a payday loan in Lubbock, Texas?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Lubbock, tx review this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be ready to objectively assess financial capabilities, take out a loan, pay back the debt on schedule and not only solve current difficulties, but enhance the credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

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Loanstar Title Loans

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World Finance

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Southside Bank

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Worth Finance Corp

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First United Bank TellerChat

201 N Broadway, Dimmitt, TX 79027, USA

+1 (806) 647-4151

www.firstunited.bank

BBVA Bank

100 E Ave G, Silsbee, TX 77656, USA

+1 (409) 385-0505

www.bbvausa.com

Security Finance

600 N 25 Mile Ave Suite 200, Hereford, TX 79045, USA

+1 (806) 364-6981

www.securityfinance.com