City Bank ATM Payday Loans Review - Lubbock, Texas

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8009 University Ave, Lubbock, TX 79423, USA
+1 (800) 687-2265
www.city.bank
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Testimonials

What people think about City Bank ATM?

Below you read some of the opinions of our customers.
Note

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Lubbock, Texas

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to access in Lubbock, Texas. The entire process is hassle-free. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of City Bank ATM that offers payday loans in Lubbock, Texas

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still be able to take out a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are companies who may be happy to give you a payday loan even if you have a bad credit rating. You will need a regular income to apply for a bad credit payday loan.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

Other Payday Lenders in Lubbock, Texas

Houston Federal Credit Union

28050 Southwest Fwy, Rosenberg, TX 77471, USA

+1 (281) 243-0600

www.houstonfcu.org

Payment 1 Financial

1808 E Amarillo Blvd, Amarillo, TX 79107, USA

+1 (806) 367-9744

payment1.com

Woodforest National Bank

21130 US-59, New Caney, TX 77357, USA

+1 (281) 354-4638

www.woodforest.com

ATM First State Bank Central Texas

1150 Canyon Creek Dr, Temple, TX 76502, USA

+1 (800) 627-3999

Regions Bank

1425 N Dallas Ave, Lancaster, TX 75134, USA

+1 (469) 718-2340

www.regions.com

BancorpSouth Bank

813 N Main St, Taylor, TX 76574, USA

+1 (512) 352-5880

www.bancorpsouth.com

Equity Loans

Waco, TX 76708, USA

+1 (254) 752-1030

Check `n Go

724 E Villa Maria Rd Suite 400, Bryan, TX 77802, USA

+1 (979) 361-0502

locations.checkngo.com

Lendmark Financial Services LLC

2818 S Soncy Rd, Amarillo, TX 79124, USA

+1 (806) 356-7674

www.lendmarkfinancial.com