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Feedback about Happy State Bank ATM?
Thanks to the staff for the competent service. They assisted in difficult times. For application you only need an ID.
Ms. Cecile Turcotte
Yesterday I needed extra money, I decided to contact Happy State Bank ATM. They quickly approved the amount necessary, and besides, they offered good terms at a low interest rate.
Madonna McLaughlin V
I want to express my deep gratitude to Happy State Bank ATM for believing my case. I had some problems with a credit history, but this service helped me and issued a loan.
Adonis Upton
Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at fair rate, so far it has been paid back on time, it can be either extended or paid off ahead of schedule.
Rylan Harris MD
Good service with a favorable percentage. Money deposited immediately, I always use Happy State Bank ATM.
Prof. Estella Gutmann I
Pay Attention
The first three points show the certain lender. In other turn, below-defined info makes readers get acquainted shared information about payday loans.
Payday Loans in Lubbock, Texas
The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.
Such financial products as payday loan in Lubbock, Texas is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a client will get.
can exceed 400%
Not Specified (on average $800)
7 days
180 days
How will Happy State Bank ATM help issue a loan in Lubbock, Texas?
- 24/7 service. Such online services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
Submit an application to get terms and rates for an offer from one of lenders.
Why people issue payday loans?
Payday loans for bad credit
Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lubbock, Texas. They rate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit score.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
- No way to issue a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans incl. mortgage
APR Calculator
If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.
Other Payday Lenders in Lubbock, Texas
Loanstar Title Loans
625 Main St, Kerrville, TX 78028, USA
+1 (830) 792-1113
www.loanstartitleloans.net
Woodforest National Bank
11003 Shadow Creek Pkwy, Pearland, TX 77584, USA
+1 (713) 340-1810
www.woodforest.com
Commercial Bank of Texas, N.A.
222 Vista Drive Suite 1.201A, Nacogdoches, TX 75961, USA
+1 (936) 715-4280
www.cbtx.com