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What people think about PlainsCapital Bank?
I recommend PlainsCapital Bank to every person who need extra cash. I’ve been using them for 5th time. Always fantastic service!
Eloy Hill
Fast application. I only needed an ID and a bank account. Immedaite processing. The first time I was accepted for $400 only. Hope the available amount will be more next time. Interest rate is fair. Paid back the debt even before the due date. If required, the term can be also extended.
Letitia Orn
I applied for the first payday loan in my life, was approved in 15 minutes despite the fact that I had low credit score. I repaid it on time. Love this lender for their reasonable rates. Other lenders in my town charge sky high interest!
Prof. Destin Baumbach MD
Pay Attention
Below you can review general information about payday loans and their common aspects.
Payday Loans in Lubbock, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Online cash advance loans can be the right solution to your short-term financial problems in Lubbock , Texas because they are easily obtained and easily paid off. Your APR will depend on your state law or on the company's policy.
can exceed 400%
Not Specified (on average $800)
7 days
180 days
Advantages of PlainsCapital Bank that offers payday loans in Lubbock, Texas
- 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
- High approval chances. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people take out cash advances?
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit score. Payday loan approvals depend very much on other aspects. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.
To get approved for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Learn the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes 10 seconds to become informative even before applying.
Other Payday Lenders in Lubbock, Texas
Brandi Mounts - LoanDepot
9001 Airport Fwy #770, North Richland Hills, TX 76180, USA
+1 (817) 213-7854
www.loandepot.com
Pancho's Car Title Loans
13034 Eastlake Blvd, El Paso, TX 79928, USA
+1 (915) 860-8000
panchoscartitleloans.com
First Community Credit Union
28550 Northwest Fwy, Cypress, TX 77433, USA
+1 (281) 856-5300
www.fccu.org
Gold Star Finance Inc
308 TX-63 Spur, Longview, TX 75601, USA
+1 (903) 753-3351
goldstarfinancetexas.com
ACE Cash Express
11751 Blanco Rd, San Antonio, TX 78216, USA
+1 (210) 349-8578
www.acecashexpress.com
