Happy State Bank ATM Payday Loans Review - Lubbock, Texas

Your personal information is safe with us

2318 W 19th, Lubbock, TX 79401, USA
+1 (800) 447-2265
happybank.com
Testimonials

What people think about Happy State Bank ATM?

Below you read some of the opinions of our customers.
Note

Important

The previous three items charactirize a precise lender. But below you can find common details about payday loans.

Payday Loans in Lubbock, Texas

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is trouble-free and speedy to get approved for payday loans in Lubbock, Texas. The interest rate will be set individually for each case and will depend on the personal details the borrower entered.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Happy State Bank ATM that offers payday loans in Lubbock, Texas

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to complete the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than perfect, or who have bad to no credit history. Bad credit rating may stop you from getting approved for a bank loan. Payday lenders in Lubbock, tx work with borrowers with bad credit. You can request a bad credit payday loan online around the clock and if approved could have the funds in your account within the hour.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your cash advance.

Let's see

Other Payday Lenders in Lubbock, Texas

Online Bad Credit Loans

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+1 (214) 888-8171

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Andrews Advance Inc

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+1 (432) 523-2271

paydayloanservices.org

Texan Credit Corporation

1418 E Tyler Ave #2, Harlingen, TX 78550, USA

+1 (956) 428-4400

texancredit.com

Quality Title Loans

1001 E SE Loop 323, Tyler, TX 75701, USA

+1 (903) 225-2757

Texas Car Title & Payday Loan Services, Inc.

428 Uvalde Rd, Houston, TX 77015, USA

+1 (713) 453-2597

texascartitleandpaydayloanservicesinc.com

MCT Credit Union

4837 State Hwy 87, Orange, TX 77630, USA

+1 (409) 735-8777

www.mctcu.org

Cash Store

2802 N Interstate 35 Frontage Rd Ste C, New Braunfels, TX 78130, USA

+1 (830) 608-0010

www.cashstore.com

Comerica Bank - ATM

5858 TX-27, Center Point, TX 78010, USA

+1 (800) 925-2160

locations.comerica.com

ACE Cash Express

2864 Thousand Oaks Dr #101, San Antonio, TX 78232, USA

+1 (210) 545-3780

www.acecashexpress.com