Happy State Bank ATM Payday Loans Review - Lubbock, Texas

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5 reviews

2608 Avenue Q, Lubbock, TX 79411, USA
+1 (800) 447-2265
happybank.com
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Payday lenders are shown in the first three points. Below info shows general information about payday loans.

Payday Loans in Lubbock, Texas

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Hassle-free financial products are known as payday loans in Lubbock, tx. They are issued at individually-set interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help issue a loan in Lubbock, Texas?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The payday loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Lubbock, Texas. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as annual percentage rate.

Let's see

Other Payday Lenders in Lubbock, Texas

Prosperity Bank - Bay City

1600 7th St, Bay City, TX 77414, USA

+1 (979) 245-4200

locations.prosperitybankusa.com

ACE Cash Express

630 S 23rd St, McAllen, TX 78501, USA

+1 (956) 631-6161

www.acecashexpress.com

Amigo Loan Co

909 E Adams St, Brownsville, TX 78520, USA

+1 (956) 546-1838

www.fastcash24.club

Cash Store

9708 Business Pkwy Ste 104, Helotes, TX 78023, USA

+1 (210) 695-8500

www.cashstore.com

Advance America

7111 Broadway St, Pearland, TX 77581, USA

+1 (281) 997-7881

www.advanceamerica.net

Woodforest National Bank

11003 Shadow Creek Pkwy, Pearland, TX 77584, USA

+1 (713) 340-1810

www.woodforest.com

Independent Bank is now Independent Financial

1503 Rivery Blvd, Georgetown, TX 78628, USA

+1 (512) 931-0077

www.independent-bank.com

American State Bank

5202 Old Jacksonville Hwy, Tyler, TX 75703, USA

+1 (903) 266-5500

www.asbtx.com

About Cash - Odessa, Texas

1412 N County Rd W, Odessa, TX 79763, USA

+1 (432) 333-2274

www.aboutcash.loans