Peoples Bank Payday Loans Review - Lubbock, Texas

Your personal information is safe with us
4.2 19 reviews

3801 34th St, Lubbock, TX 79410, USA
+1 (806) 771-0045
peoplesbanktexas.com
Saturday
8AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM

Domain Info

Created Date

2003-06-12

Mailing Address

Texas

United States

Company Name

Peoples Bank

Peoples Bank

Testimonials

What people think about Peoples Bank?

Below you get acquainted with some of the testimonials of our clients.
Note

Important

Above there is information about a precise company. Below you can read common features of payday loans.

Payday Loans in Lubbock, Texas

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Lubbock, Texas is are easy to get. The interest rate is specific for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Peoples Bank that offers payday loans in Lubbock, Texas

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can save people who have low credit scores or have no credit score. But we remind you that as with any loan you should only think about applying for a cash advance if you are convinced that you can afford payments without delays.

To get approved for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the APR. It’s easy to find out the precise cost of the loan even before applying.

Let's see

Other Payday Lenders in Lubbock, Texas

Security Finance

110 E Viggie St, Hebbronville, TX 78361, USA

+1 (361) 527-3201

www.securityfinance.com

Cash Store

1408 W Wilson St, Borger, TX 79007, USA

+1 (806) 274-5858

www.cashstore.com

Shell Federal Credit Union

5544 East Sam Houston Pkwy N, Houston, TX 77015, USA

+1 (713) 844-1100

www.shellfcu.org

BBVA Bank

80 E Grant St, Roma, TX 78584, USA

+1 (956) 487-9233

www.bbvausa.com

Lone Star National Bank

2300 E US Hwy 83, Rio Grande City, TX 78582, USA

+1 (956) 488-0100

BBVA Bank

201 Starr St, Mercedes, TX 78570, USA

+1 (956) 365-6451

www.bbvausa.com

PACCAR Financial Corporation

1700 Woodbrook St, Denton, TX 76205, USA

+1 (940) 484-8100

www.paccarfinancial.com

American Momentum Bank

211 Andrews Hwy, Crane, TX 79731, USA

+1 (432) 558-7101

americanmomentum.bank

MoneyGram

7120 San Bernardo Ave, Laredo, TX 78041, USA

+1 (956) 722-3199

locations.moneygram.com