Happy State Bank ATM Payday Loans Review - Lubbock, Texas

Your personal information is safe with us

4402 19th St, Lubbock, TX 79401, USA
+1 (800) 447-2265
www.happybank.com
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Testimonials

Feedback about Happy State Bank ATM?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Above-specified info offers the details about a certain lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Lubbock, Texas

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Problem-free financial products are considered as payday loans in Lubbock, tx. They are issued at individually-set interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank ATM help take out a loan in Lubbock, Texas?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to issue a loan in Lubbock, Texas. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as APR.

Let's see

Other Payday Lenders in Lubbock, Texas

Action Credit, San Antonio 2

941 S General McMullen Dr #103, San Antonio, TX 78237, USA

+1 (210) 845-1161

www.actioncredit.com

Bridge City Bank

701 W Round Bunch Rd, Bridge City, TX 77611, USA

+1 (409) 735-3516

www.bridgecitybank.com

Advance America

3225 E Broadway St, Pearland, TX 77581, USA

+1 (281) 485-9576

www.advanceamerica.net

Parra Loan Co

321 S 15th St, McAllen, TX 78501, USA

+1 (956) 687-9191

www.parraloancompany.com

First Financial Bank

3471 Knickerbocker Rd, San Angelo, TX 76904, USA

+1 (325) 659-5900

www.ffin.com

World Finance

14901 Tomball Pkwy #113, Houston, TX 77086, USA

+1 (832) 553-1004

www.loansbyworld.com

TitleMax Title Loans

6620 Camp Bowie Blvd, Fort Worth, TX 76116, USA

+1 (817) 317-8800

www.titlemax.com

City National Bank - Canton

875 W Dallas St, Canton, TX 75103, USA

+1 (903) 567-9100

Sun Loan Company

421 N Main Ave, San Antonio, TX 78205, USA

+1 (210) 224-2967

www.sunloan.com