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What people think about Happy State Bank ATM?
They only ask for an ID to get accepted. Last month I was broke and needed extra funds to survive. These guys saved me although I had a low credit score. Online and easy application. !
Jacinto Sanford
Fast application. I only needed an ID and a bank account. Same day lending decision. The first time I was accepted for $500 only. Hope the available amount will be more next time. APR is competitive. Paid off the loan . If you wish, the term can be also extended.
Maye Conn
Thank you Happy State Bank ATM for assisting me when I needed money so bad to pay for treatment. I have applied through this company 2 times and everything was OK. This is the most trustworthy lender with no hidden fees. Highly recommended!!!
Everett Hilpert
Thank you for the amazing service. Your staff assisted me throughout the process. It’s great that you only need an ID to get approved.
Howard Gaylord
Important
The previous three items describe a certain financial institution. But below you can read general details about payday loans.
Payday Loans in Lubbock, Texas
Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans in Lubbock, Texas is are simple to get. The APR is individual for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
can exceed 400%
Not Specified (on average $800)
7 days
180 days
Advantages of Happy State Bank ATM that offers payday loans in Lubbock, Texas
- 24/7 application. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
- High approval rates. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit an application and wait for approval.
Why people take out cash advances?
Payday loans for bad credit
Payday loans are designed for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Lubbock, tx accept borrowers with poor credit. You can request a bad credit payday loan on the net 24/7 and if accepted could have the funds in your account within a few hours.
To get accepted for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the exact cost of the cash advance loan immediately.
Other Payday Lenders in Lubbock, Texas
Farmers and Merchants Bank
240 S Texas St, De Leon, TX 76444, USA
+1 (888) 203-0367
www.fmbank-tx.com
