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What people think about FirstBank & Trust?
The people are so nice but the app is SO FRUSTRATING!
Mr. Gunner Bernier
Waited for " a long time," at drive through.
Quinton DuBuque
Pay Attention
Above there is information about a definite loan provider. Below you can read common characteristics of payday loans.
Payday Loans in Lubbock, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans in Lubbock, Texas is are easy to get. The APR is specific for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
can exceed 400%
Not Specified (on average $800)
7 days
180 days
Advantages of FirstBank & Trust that offers payday loans in Lubbock, Texas
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then click “Submit” and wait for approval.
Why people apply for payday loans?
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on specific circumstances. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and learn the real cost of the payday loan immediately.
Other Payday Lenders in Lubbock, Texas
Advance America
1220 N Town E Blvd #125, Mesquite, TX 75150, USA
+1 (972) 698-6364
www.advanceamerica.net
Temple Inland Fed Credit Union
109 N Temple Dr, Diboll, TX 75941, USA
+1 (936) 829-1616
www.t-ifcu.com
