Regional Finance Payday Loans Review - Lubbock, Texas

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5 19 reviews
Loan agency in Lubbock, Texas

305 Frankford Ave Suite 100, Lubbock, TX 79416, USA
+1 (806) 401-8122
branches.regionalfinance.com
Saturday
Closed
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

2000-04-21

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

regionalfinance.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about Regional Finance?

Here you see the feedback of our clients.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes users grapple with shared information about payday loans.

Payday Loans in Lubbock, Texas

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Lubbock, tx. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Regional Finance help issue a payday loan in Lubbock, Texas?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Lubbock, tx will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see

Other Payday Lenders in Lubbock, Texas

payday champion

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+1 (800) 456-3496

www.paydaychampion.com

Amplify Credit Union

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+1 (512) 836-5901

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Cash America Pawn

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+1 (979) 822-0864

Cash America Pawn

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+1 (817) 731-0845

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IBC Bank

11831 Bandera Rd, Helotes, TX 78023, USA

+1 (210) 369-2980

www.ibc.com

Cash America Pawn

28048 TX-249 Ste F, Tomball, TX 77375, USA

+1 (281) 351-2274

Speedy Cash

3706 W Northwest Hwy, Dallas, TX 75220, USA

+1 (214) 351-7097

www.speedycash.com

ACE Cash Express

6464 W Little York Rd STE A, Houston, TX 77091, USA

+1 (713) 466-0198

www.acecashexpress.com

IBC Bank

200 S Pecan Ave, Luling, TX 78648, USA

+1 (830) 875-2445

www.ibc.com