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What people think about Western Finance?
Exceptional customer service, up beat & friendly my kind of people.
Ms. Drew Kling III
Love the employees they work with me on any situations that comes up
Graham West
Love coming here super friendly staff.
Kacey Sanford
Important
Above there is information about a definite loan provider. Below you can read common aspects of payday loans.
Payday Loans in Lubbock, Texas
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Lubbock, Texas is are simple to get. The APR is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
can exceed 400%
Not Specified (on average $800)
7 days
180 days
Advantages of Western Finance that offers payday loans in Lubbock, Texas
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Why people take out cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a bad credit score an increased opportunity to get approved for payday loans. A payday loan may be the only option available for some people to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your needs and repay your loan commitments in a timely manner.
To get approved for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.
Other Payday Lenders in Lubbock, Texas
UnitedHealth Group Credit Union
1311 W President George Bush Hwy, Richardson, TX 75080, USA
+1 (800) 388-7000
www.uhgcu.org
Security Finance
2110 S Congress Ave Suite B, Austin, TX 78704, USA
+1 (512) 442-1965
www.securityfinance.com
The Fort Sill National Bank
3512 Kemp Blvd, Wichita Falls, TX 76308, USA
+1 (580) 357-9880
www.fsnb.com
Woodforest National Bank
7401 Park Vista Blvd, Fort Worth, TX 76137, USA
+1 (817) 605-9502
www.woodforest.com