EZ Money Payday Loans Review - Lubbock, Texas

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Loan agency in Lubbock, Texas

105 University Ave, Lubbock, TX 79415, USA
+1 (806) 747-5129
www.ezmoney.com
Saturday
9AM–3PM
Sunday
Closed
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM
Friday
9AM–8PM

Domain Info

Created Date

1998-06-05

Mailing Address

Kansas

United States

Company Name

EZCORP Online, Inc.

EZCORP Online, Inc.

Testimonials

What people think about EZ Money?

Below you see some of the testimonials of our customers.
Note

Important

The above-given information provides the details about a certain lending service. The information below is about general information about payday loans.

Payday Loans in Lubbock, Texas

A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online cash advance loans can be the right solution to your sudden financial troubles in Lubbock , Texas because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of EZ Money that offers payday loans in Lubbock, Texas

  • Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to obtaining a bank loan. A payday loan can help clients who have poor credit scores or have no credit score. But we recommend you that as with any borrowing you should only dare applying for a payday loan if you are certain that you can make payments in a timely manner.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

Let's see

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