Excel Finance Payday Loans Review - Laredo, Texas

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4.6 9 reviews
Loan agency in Laredo, Texas

616 W Calton Rd #7, Laredo, TX 78041, USA
+1 (956) 724-3471
excelfinco.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2006-02-17

Mailing Address

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

TX

REDACTED FOR PRIVACY

United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Testimonials

What people think about Excel Finance?

Below you get acquainted with some of the testimonials of our clients.
Note

Pay Attention

The previous three items describe a peculiar lender. But below you can find common details about payday loans.

Payday Loans in Laredo, Missouri

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Laredo, Missouri. The entire process is stress-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Advantages of Excel Finance that offers payday loans in Laredo, Missouri

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to getting a bank loan. A payday loan can save clients who have poor credit scores or have no credit score. But we remind you that as with any debt you should only consider applying for a cash advance if you are certain that you can make payments as agreed in the contract.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.

Let's see

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Wells Fargo Bank

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Bank of America ATM (Drive-thru)

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