Texas Gulf Bank Payday Loans Review - Lake Jackson, Texas

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3.7 3 reviews

Organization owner?

203 This Way, Lake Jackson, TX 77566, USA

+1 (979) 299-1308

www.texasgulfbank.com

Tuesday

8AM–5:30PM

Wednesday

8AM–5:30PM

Thursday

8AM–5:30PM

Friday

8AM–5:30PM

Saturday

9AM–12PM

Sunday

Closed

Monday

8AM–5:30PM

Domain Info

Mailing Address

1717 N VELASCO ST

ANGLETON

77515-3044

United States

Contact Data

itcontact@texasgulfbank.com

+1.9798492372

Testimonials

Feedback about Texas Gulf Bank?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes people grapple with common information about payday loans.

Payday Loans in Lake Jackson, Texas

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Lake Jackson, Texas is issued easily and fast. The interest percentage is set depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Texas Gulf Bank help issue a loan in Lake Jackson, Texas?

24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Lake Jackson, tx will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

Let's see