Prosperity Bank - Seven Points Payday Loans Review - Kemp, Texas

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3.5 11 reviews

601 E Cedar Creek Pkwy, Seven Points, TX 75143, USA
+1 (903) 432-3611
locations.prosperitybankusa.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM

Domain Info

Created Date

2013-01-16

Mailing Address

Texas

United States

Company Name

Prosperity Bank

Prosperity Bank

Testimonials

Feedback about Prosperity Bank - Seven Points?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Further there will be presented the details about not a definite lender. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Kemp, Oklahoma

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

Problem-free financial products are considered as payday loans in Kemp, ok. They are issued at individual interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will Prosperity Bank - Seven Points help issue a loan in Kemp, Oklahoma?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Kemp, ok will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see

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