First Community Credit Union Payday Loans Review - Katy, Texas

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3.6 10 reviews

25675 Nelson Way, Katy, TX 77494, USA
+1 (281) 856-5300
www.fccu.org
Saturday
9AM–5PM
Sunday
Closed
Monday
7:30AM–7PM
Tuesday
7:30AM–7PM
Wednesday
7:30AM–7PM
Thursday
7:30AM–7PM
Friday
7:30AM–7PM
Testimonials

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Here you read the reviews of our customers.
Note

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Katy, Texas

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Katy, Texas is taken out easily and quickly. The interest percentage is set respecting the category of the client: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First Community Credit Union help take out a loan in Katy, Texas?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor processed by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by payday lenders to take out a loan. The lender review many aspects such as financial abilities to approve the application. Payday loans in Katy, Texas may help improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

Let's see

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