Domain Info
What people think about Smart Financial Credit Union?
No lines, no waiting and the best thing the branch is located in Katy.
Minerva Ziemann
He answered all of our questions and guided us through this process with ease.
Deborah Terry
Thank you to Erick Maldonado, the staff and smart financial.
Mrs. Ardith Wiegand MD
Pay Attention
Above there is information about a definite loan provider. Below you can read common features of payday loans.
Payday Loans in Katy, Texas
A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
It is simple and fast to get approved for payday loans in Katy, Texas. The interest rate will be set specifically for each client and will depend on the personal details the borrower provided.
can exceed 400%
Not Specified (on average $800)
7 days
180 days
Advantages of Smart Financial Credit Union that offers payday loans in Katy, Texas
- 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval chances. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
If you have a bad credit history you may still get approved for a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit rating. You will need a stable income to get approved for a bad credit payday loan.
To get approved for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.
Other Payday Lenders in Katy, Texas
Security Finance
3210 Jaime Zapata Memorial Hwy STE A4, Laredo, TX 78043, USA
+1 (956) 791-1452
www.securityfinance.com
Frost Bank
1206 W 38th St Suite 1101, Austin, TX 78705, USA
+1 (512) 473-4343
locations.frostbank.com
Check `n Go
1275 E Loop 304 Ste 200, Crockett, TX 75835, USA
+1 (936) 909-6432
locations.checkngo.com
Republic Finance
900 Bugg Ln Suite 235, San Marcos, TX 78666, USA
+1 (512) 337-6513
locations.republicfinance.com