Cash America Pawn Payday Loans Review - Joshua, Texas

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4.4 7 reviews

444 N Broadway St, Joshua, TX 76058, USA
+1 (817) 426-5026
Sunday
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–5PM
Testimonials

What people think about Cash America Pawn?

Below you find some of the testimonials of our clients.
Note

Important

The previous three items charactirize a precise lending service. But below you can read general details about payday loans.

Payday Loans in Joshua, Texas

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Joshua, Texas is are easy to get. The APR is individual for each borrower and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Cash America Pawn that offers payday loans in Joshua, Texas

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Joshua, tx welcome borrowers with poor credit. You can request a bad credit payday loan online at any time of the day and if accepted could have the funds in your account within a few hours.

To get accepted for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

Let's see

Other Payday Lenders in Joshua, Texas

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First Cash Pawn

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www.firstcash.com

Tiempo Loans

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Frost Bank

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+1 (817) 420-5200

locations.frostbank.com

Toledo Finance Corporation

109 W Spring St, Palestine, TX 75801, USA

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www.toledocorp.com

H K Premium Finance

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+1 (903) 482-1026

www.hkpremiumfinance.com

JSC Federal Credit Union

607 W Fairmont Pkwy, La Porte, TX 77571, USA

+1 (281) 488-7070

www.jscfcu.org

Quality Title Loans

1001 E SE Loop 323, Tyler, TX 75701, USA

+1 (903) 225-2757