Johnson City Bank Payday Loans Review - Johnson City, Texas

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5 9 reviews

100 E Pecan Dr, Johnson City, TX 78636, USA
+1 (830) 868-7131
www.j-cbank.com
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM

Domain Info

Created Date

1999-11-23

Mailing Address

100 E PECAN DR

JOHNSON CITY

TX

78636

United States

Company Name

Johnson City Bank

Johnson City Bank

Contact Data

ebanking_web_admin@fisglobal.com

4703604178

(830) 868-4626

Testimonials

What people think about Johnson City Bank?

Below you read some of the testimonials of our clients.
Note

Important

The previous three items describe a peculiar lender. But below you can read general details about payday loans.

Payday Loans in Johnson City, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans in Johnson City, New York is are easy to get. The interest rate is specific for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Johnson City Bank that offers payday loans in Johnson City, New York

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
  • High approval rates. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit rating an increased chance to get accepted for payday loans. A payday loan may be the only option available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your needs and pay back your loan commitments on time.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the exact cost of the payday loan immediately.

Let's see

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