Citizens State Bank Payday Loans Review - Itasca, Texas

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3.1 9 reviews

201 E Main St, Itasca, TX 76055, USA
+1 (254) 687-2305
www.citizensstatebanktx.com
Monday
8:30AM–3PM
Tuesday
8:30AM–3PM
Wednesday
8:30AM–3PM
Thursday
8:30AM–3PM
Friday
8:30AM–4PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2001-03-15

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

kp8ex7mm9x3@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about Citizens State Bank?

Below you see some of the reviews of our customers.
Note

Important

The previous three items describe a definite financial institution. But below you can find general data about payday loans.

Payday Loans in Itasca, Illinois

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to access in Itasca, Illinois. The entire process is easy. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Citizens State Bank that offers payday loans in Itasca, Illinois

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to applicants with a bad credit history. Payday loan approvals depend very much on specific factors. They will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get approved for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the loan even before applying.

Let's see

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