Cottonwood Financial Payday Loans Review - Irving, Texas

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1.6 17 reviews

1901 Gateway Dr #200, Irving, TX 75038, USA
+1 (888) 950-2274
www.cashstore.com

Domain Info

Created Date

1997-10-23

Mailing Address

1901 GATEWAY DR STE 200

IRVING

TX

75038-2425

United States

Company Name

Cottonwood Financial

Cottonwood Financial

Contact Data

support@cottonwoodfinancial.com

+1.9727530822

+1.9727530385

Testimonials

Feedback about Cottonwood Financial?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes readers grapple with shared information about payday loans.

Payday Loans in Irving, New York

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Irving, New York is issued easily and fast. The interest percentage is specified considering the category of the customer: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will Cottonwood Financial help take out a payday loan in Irving, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Irving, New York. The company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

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