Stepstone Credit Payday Loans Review - Harlingen, Texas

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Loan agency in Harlingen, Texas

2013 W Lincoln St ste b, Harlingen, TX 78552, USA
+1 (956) 368-5023
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

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Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Lending companies are shown in the first three points. Below info defines shared information about payday loans.

Payday Loans in Harlingen, Texas

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Harlingen, Texas is taken out easily and quickly. The interest percentage is specified considering the category of the customer: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Stepstone Credit help issue a payday loan in Harlingen, Texas?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Harlingen, Texas. The company will estimate many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

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Bank of the West

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Lytle State Bank

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+1 (830) 709-3601

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IBC Bank

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+1 (979) 297-2466

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Community National Bank & Trust of Texas

3930 Boat Club Rd, Fort Worth, TX 76135, USA

+1 (817) 238-7827

www.mybanktx.com

EZ Money Loan Services

1100 N 16th St, Orange, TX 77630, USA

+1 (409) 886-5359

www.ezmoney.com

Generations Federal Credit Union

1828 N St Mary's St, San Antonio, TX 78212, USA

+1 (210) 229-1128

www.mygenfcu.org

Woodforest National Bank

115 FM 544, Plano, TX 75094, USA

+1 (972) 423-1531

www.woodforest.com

Alice Finance Co

410 E Main St, Alice, TX 78332, USA

+1 (361) 664-4972