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What people think about Spirit of Texas Bank?
I got cash advance from Spirit of Texas Bank 3 times. Paid back all my loans successfully. Last morning wanted to borrow more, but they approved me for only $300 ???
Dr. Addison Gleichner
So upset!! They approve me for a loan but it’s been 5 days and still no money in my account! Tired of waiting…. Not sure I will ever receive my money.
Gloria Kreiger
Seems a fraudulent company. They ask for too many personal data. I think it’s dangerous to spread such information [online|on the Internet. You’d better find another service.
Emmitt Johnston
Seems a fraudulent website. They ask for too many personal data. I think it’s risky to spread such details [online|on the Internet. You’d better find another lender.
Ms. Amber Langworth IV
Pay Attention
The previous three items charactirize a precise lender. But below you can read common information about payday loans.
Payday Loans in Grapevine, Arkansas
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans in Grapevine, Arkansas is are easy to get. The interest rate is specific for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
17% usury cap
Advantages of Spirit of Texas Bank that offers payday loans in Grapevine, Arkansas
- Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people apply for payday loans?
Payday loans for bad credit
Payday loans are created for borrowers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Grapevine, ar approve borrowers with bad credit. You can request a bad credit payday loan online 24/7 and if approved could have the funds in your account within a few hours.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.
Other Payday Lenders in Grapevine, Texas
Northwestern Mutual Financial
4716 4th St # 202, Lubbock, TX 79416, USA
+1 (806) 795-4433
www.northwesternmutual.com
Bank of Hope
7553 Boulevard 26, North Richland Hills, TX 76180, USA
+1 (817) 514-4600
www.bankofhope.com
First National Bank of Hughes Springs - Harleton Branch
17045 TX-154, Harleton, TX 75651, USA
+1 (903) 777-3532
Austin Telco Federal Credit Union
9220 Brodie Ln, Austin, TX 78749, USA
+1 (512) 302-5555
www.atfcu.org