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What people think about First State Bank?
They only ask for an ID to apply. Last year I was fined and needed extra money to hold on. These guys accepted me although I had a bad credit score. Quick and safe process. Highly recommend!
Mr. Jamil Christiansen DVM
Was invited to a wedding but was empty at that time. A friend recommended me to use First State Bank. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had poor credit. In general, The process was fast.
Miss Katelin Durgan
A good payday lender. The lender quickly processed my application. Had money in my account the next day. If you need some extra money urgently, this is the best loan provider, I’m telling you!
Joey McClure
I needed $800 to buy a bike. The only solution was to apply for a cash advance. Found a lot of companies online. First State Bank seemed the most credible financial institution in Graham.
Miss Lurline Paucek
I took out for a $1,000 loan when I needed money after dismissal from work. There simply was no other way out. I came across this site on the Internet. Other lender charged VERY HIGH rates. One lender declined me, another approved me for a smaller amount but here it got as much as I needed.
Laney Tillman Jr.
Was invited to a birthday party but was broke at that time. A friend recommended me to address First State Bank. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had poor credit. In general, The process was simple.
Nico Abernathy
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Now you can read general features of payday loans.
Payday Loans in Graham, North Carolina
Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.
Online payday loans can be the easiest solution to your unexpected financial problems in Graham , North Carolina because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.
36% APR small loan cap
Advantages of First State Bank that offers payday loans in Graham, North Carolina
- 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lenders.
Why people take out payday loans?
Payday loans for bad credit
Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can help people who have poor credit scores or have no credit history. But we remind you that as with any loan you should only dare applying for a payday loan if you are assured that you can make payments punctually.
To get approved for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the payday loan immediately.
Other Payday Lenders in Graham, Texas
The First National Bank of Tom Bean
109 Britton St, Tom Bean, TX 75489, USA
+1 (903) 546-6275
www.fnbtb.com
Discount Title & Personal Loans
930 SW Military Dr, San Antonio, TX 78221, USA
+1 (210) 281-4435
dtloans.com
PFS Auto Finance
8000 Anderson Square #109, Austin, TX 78757, USA
+1 (512) 407-6700
www.pfs-corp.net
LiftFund Corpus Christi
2524, 3209 S Staples St room 146, Corpus Christi, TX 78411, USA
+1 (361) 834-8428
corpuschristi.liftfund.com
