Simmons Bank Payday Loans Review - Gainesville, Texas

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2.9 25 reviews

1112 E California St, Gainesville, TX 76240, USA
+1 (940) 665-8700
www.simmonsbank.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2003-10-05

Mailing Address

501 S MAIN ST

PINE BLUFF

AR

71601-4327

United States

Company Name

Simmons First National Corporation

Simmons First National Corporation

Contact Data

rob.appleby@simmonsbank.com

417-875-6760

Testimonials

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Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Gainesville, New York

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Problem-free financial products are considered as payday loans in Gainesville, ny. They are taken out at individual interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will Simmons Bank help issue a payday loan in Gainesville, New York?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Gainesville, ny consider this circumstance not a drawback to issue a loan. The client of a cash advance should be prepared to objectively assess financial abilities, take out a loan, pay back the debt on time and not only cope with current issues, but enhance the credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

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