Prosperity Bank - Floydada Payday Loans Review - Floydada, Texas

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Organization owner?

217 W California St, Floydada, TX 79235, USA

+1 (806) 983-3725

locations.prosperitybankusa.com

Saturday

Closed

Sunday

Closed

Monday

8AM–3PM

Tuesday

8AM–3PM

Wednesday

8AM–3PM

Thursday

8AM–3PM

Friday

8AM–3PM

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Feedback about Prosperity Bank - Floydada?

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Above there are details about a certain lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Floydada, Texas

A short-term lending option is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Floydada, Texas is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates you will get.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Prosperity Bank - Floydada help take out a loan in Floydada, Texas?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is known as bad credit history. But this drawback is not taken as the only one by lenders to take out a cash advance. The lending company review many aspects such as financial capabilities to approve the application. Payday loans in Floydada, Texas may help improve your credit score.

The following general points will be estimated before applying for a cash advance: