Happy State Bank Payday Loans Review - Floydada, Texas

Your personal information is safe with us

Organization owner?

105 S Wall St, Floydada, TX 79235, USA

+1 (806) 983-2265

locations.happybank.com

Saturday

Closed

Sunday

Closed

Monday

9AM–3PM

Tuesday

9AM–3PM

Wednesday

9AM–3PM

Thursday

9AM–3PM

Friday

9AM–3PM

Domain Info

Feedback about Happy State Bank?

Here you read the feedback of our customers.

Note

Pay Attention

Lenders are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Floydada, Texas

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Floydada, Texas is taken out simply and quickly. The interest percentage is defined respecting the category of the client: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank help issue a payday loan in Floydada, Texas?

24/7 service. Such online services allow you to receive funds at any time. Money are taken out day and night. The loan will be sent to a card, so a personal visit to the department is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Floydada, tx review this circumstance not a drawback to issue a loan. The recipient of a payday loan should be prepared to objectively estimate financial abilities, take out a loan, pay back the debt on schedule and not only resolve current issues, but improve the credit rating.

The following general points will be rated before applying for a payday loan: