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What people think about FirstLight Federal Credit Union?
FirstLight Federal Credit Union rescued me in a hard time. They approved me for a payday loan although I had credit problems. The process was trouble free and speedy. I appreciate their professional customer support service and affordable rates. I will definitely recommend this online lender to my relatives and friends.
Brannon Ratke
Recently I had the most unexpected situation in my life. I urgently needed $700 to deal with medical bills. This company helped me very quickly. They were the only company that approved me for the requested amount. I solved all my problems. I will surely recommend this lender to my family. Best service ever.
Dillon Fahey
Thank you FirstLight Federal Credit Union for assisting me when I needed funds so bad to pay for wedding. I have applied through this website 3 times and everything was great. This is the most transparent company with no hidden fees. Highly recommended!!!
Dr. Nicole Hammes V
Important
The previous three items charactirize a definite lender. But below you can read general information about payday loans.
Payday Loans in El Paso, Illinois
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Online payday loans can be the right solution to your unexpected financial troubles in El Paso , Illinois because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the company's policy.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of FirstLight Federal Credit Union that offers payday loans in El Paso, Illinois
- 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within several hours.
- High approval chances. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people take out payday loans?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit score. Payday loan approvals depend very much on specific factors. They will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.
Other Payday Lenders in El Paso, Texas
American National Bank of Texas
2500 E Broad St Suite 100, Mansfield, TX 76063, USA
+1 (817) 453-3442
anbtx.com
Regional Finance
7097 N Expressway 77, Suite 4, Olmito, TX 78575, USA
+1 (956) 247-7845
branches.regionalfinance.com
Credit Central
1706 SW Loop 410 #103, San Antonio, TX 78227, USA
+1 (210) 673-5383
www.creditcentralllc.com
TitleMax Title Loans
7343 Boulevard 26 N, North Richland Hills, TX 76180, USA
+1 (817) 918-3440
www.titlemax.com