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What people think about FirstLight Federal Credit Union?
Super friendly service and always helpful.
Elinor Kuhlman Sr.
The Experience here at First Light Federal Credit Union was very Unorganized.
Bill Swaniawski
Don't waste your time here trying to apply for a loan, even if it's a small one.
Roselyn Yundt MD
As someone with 10+ years of banking & service experience, you made a good call.
Caterina Weimann
I attended the grand opening and all of the staff was very kind and helpful.
Rowena Schamberger
This has the best stuff and customer service.
Jaycee Romaguera
Jorge provided great customer service and he answered all my questions.
Susanna Schowalter IV
Terrible service, treated me like I was not a valued customer.
Lydia Cruickshank
I had to take time off from work because they never cared to fix my problem.
Elva Nolan III
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Now you can review general aspects of payday loans.
Payday Loans in El Paso, Illinois
A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to be eligible in El Paso, Illinois. The entire process is easy. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of FirstLight Federal Credit Union that offers payday loans in El Paso, Illinois
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit score. You will need a stable income to get approved for a bad credit payday loan.
To get approved for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator helps to quickly calculate the APR. It’s easy to find out the exact cost of the loan even before applying.
Other Payday Lenders in El Paso, Texas
World Finance
1320 Corsicana Hwy Ste 190, Hillsboro, TX 76645, USA
+1 (254) 582-7616
www.loansbyworld.com
First National Bank of Hughes Springs - Maud Branch
406 Broadway, Maud, TX 75567, USA
+1 (903) 585-2211
www.firstnational.com
CashMax Title & Loan
2500 North St, Nacogdoches, TX 75965, USA
+1 (936) 569-2274
www.cashmaxtexas.com
World Finance
3345 Broadway Blvd Ste 101, Garland, TX 75043, USA
+1 (972) 840-0222
www.loansbyworld.com
