IBC Bank Payday Loans Review - Eagle Pass, Texas

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3.2 9 reviews

2305 Del Rio Blvd, Eagle Pass, TX 78852, USA
+1 (830) 773-2313
www.ibc.com
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Testimonials

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The first three points describe the certain lender. In other turn, below-shown info makes readers grapple with shared information about payday loans.

Payday Loans in Eagle Pass, Texas

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Eagle Pass, Texas are taken out easily. The interest percentage depends on the customer's person-related information: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders offer.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will IBC Bank help take out a payday loan in Eagle Pass, Texas?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Eagle Pass, tx will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a real cost of the payday loan.

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