Happy State Bank ATM Payday Loans Review - Dumas, Texas

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3 reviews

Organization owner?

800 S Dumas Ave, Dumas, TX 79029, USA

+1 (800) 447-2265

www.happybank.com

Saturday

Open 24 hours

Sunday

Open 24 hours

Monday

Open 24 hours

Tuesday

Open 24 hours

Wednesday

Open 24 hours

Thursday

Open 24 hours

Friday

Open 24 hours

Domain Info

Feedback about Happy State Bank ATM?

Here you grapple with the feedback of our clients.

Note

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Dumas, Mississippi

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

This financial product in Dumas, Mississippi is taken out easily and fast. The interest percentage is defined considering the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

How will Happy State Bank ATM help issue a payday loan in Dumas, Mississippi?

24/7 service. Such online services allow you to get funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Dumas, ms will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see