State Bank of De Kalb Payday Loans Review - De Kalb, Texas

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4 11 reviews

102 S Runnels St, De Kalb, TX 75559, USA
+1 (903) 667-2553
www.statebankofdekalb.com
Thursday
7AM–6PM
Friday
7AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
7AM–6PM
Tuesday
7AM–6PM
Wednesday
7AM–6PM

Domain Info

Created Date

2005-06-14

Mailing Address

TX

United States

Company Name

STATE BANK OF DEKALB

STATE BANK OF DEKALB

Testimonials

Feedback about State Bank of De Kalb?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in De Kalb, Mississippi

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in De Kalb, Mississippi are issued hassle-free. The interest rate is conditional on the customer's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates lenders guarantee.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

How will State Bank of De Kalb help take out a payday loan in De Kalb, Mississippi?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in De Kalb, ms will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to use the calculator. It will define the cost of the loan.

Let's see

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