Oak Cliff Christian Federal Credit Union Payday Loans Review - Dallas, Texas

Your personal information is safe with us
4.8 18 reviews

1130 W Camp Wisdom Rd, Dallas, TX 75232, USA
+1 (214) 672-9180
www.occfcu.org
Saturday
10AM–1PM
Sunday
(Easter)
Closed
Monday
Closed
Tuesday
10AM–4PM
Wednesday
10AM–4PM
Thursday
10AM–4PM
Friday
10AM–5PM
Testimonials

What people think about Oak Cliff Christian Federal Credit Union?

Below you read some of the opinions of our customers.
Note

Important

The previous three items charactirize a specific financial institution. But below you can read general data about payday loans.

Payday Loans in Dallas, Pennsylvania

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans may turn out an easy and speedy solution to a short-term problem in Dallas, Pennsylvania. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few things.

APR

6% APR small loan cap

Advantages of Oak Cliff Christian Federal Credit Union that offers payday loans in Dallas, Pennsylvania

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can save consumers who have bad credit scores or have no credit score. But we advise you that as with any debt you should only think about applying for a cash advance if you are confident that you can afford payments on scheduled.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the definite cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in Dallas, Texas

Regional Finance

210 W Longview Ave Suite J1, Midland, TX 79701, USA

+1 (432) 218-3794

branches.regionalfinance.com

Guaranty Bank & Trust ATM

209 University Dr, College Station, TX 77845, USA

+1 (888) 572-9881

locations.gnty.com

ACE Cash Express

1332 S Plano Rd Ste 502, Richardson, TX 75081, USA

+1 (972) 235-5122

www.acecashexpress.com

Key Finance

245 N Adams St, Eagle Pass, TX 78852, USA

Independent Bank is now Independent Financial

1270 W Van Alstyne Pkwy, Van Alstyne, TX 75495, USA

+1 (903) 482-0055

www.independent-bank.com

TitleMax Title Loans

2303 MacArthur Dr, West Orange, TX 77630, USA

+1 (409) 777-2183

www.titlemax.com

Wells Fargo Bank

4771 Saturn Rd, Garland, TX 75041, USA

+1 (972) 613-1778

www.wellsfargo.com

Atlas Credit Co., Inc.

1719 SW Military Dr, San Antonio, TX 78221, USA

+1 (210) 927-7200

www.atlascredit.com

First Citizens Bank

2626 Howell St Suite 110, Dallas, TX 75204, USA

+1 (214) 665-3400

locations.firstcitizens.com