IBC Bank Payday Loans Review - Corpus Christi, Texas

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1.8 15 reviews

6130 S Staples St, Corpus Christi, TX 78413, USA
+1 (361) 991-4000
www.ibc.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

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Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Further there will be shown the details about not a exact lender. The information below will define common information about payday loans and its specific features.

Payday Loans in Corpus Christi, Texas

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Corpus Christi, Texas is issued easily and fast. The interest rate is defined depending on the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will IBC Bank help issue a loan in Corpus Christi, Texas?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be transfered to card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Corpus Christi, tx will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as annual percentage rate.

Let's see

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Speedy Cash

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Service Loan Co

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Spirit of Texas Bank

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Gold Star Finance

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+1 (979) 480-9347

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BBVA Bank

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Security State Bank, NA

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+1 (903) 968-2310

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Advance America

1533 Austin Hwy #106, San Antonio, TX 78218, USA

+1 (210) 829-0852

www.advanceamerica.net